DECREASING ATM AND INCREASING PHONE
BANKING
Even after digitalization and
notebandi cash money is prime requirement of Indian people but in India then
increasing ATMs its decreasing
As per RBI report transaction
numbers has increased but ATM numbers have degrees
As per IMF and world Bank ok in
BRICS countries list ATM are found in India only and it will decrease further
In India banks are trying to
reduce ATM charges or amount required for the maintenance and services of ATM
Lot of people will influence
because of decrease in ATM
Government branches of banks
have decreased because of that ATMs are decrease
After acquiring 5 banks SBI
bank has stopped 1080 ATMS and they one become redundant non useful
Because of a security
service charges ATM operators are in loss they are expenditure is more ATMs
will not be increased under there is permission from industry committee
APM operators used 50 rupees on
from Bank who is debit card or credit card being used
Interchange fee has good impact
or large impact on different Bank ATM
Banks are agree to take 15
rupees for the other bank other than starting their own ATM
It's not the solution that you
increase transaction fees for other Bank ATMs
Bank will pass on this charge
to customer only so customer will be your birthday
After Narendra Modi government
35 crores people have been attached to the bank registered in the bank and
subsidy and government help monthly help financial help directly transfer
to other bank account only and not to the intermediary agent or broker
To provide government subsidy
we need to have more ATM so that customer will get that money easily
In India for 1 lakh people only
22 ATMs are available in Brazil it is 107 and in China it is 81 in South Africa
8068 Andrews 164 ATMs are available per lac population
Because of decrease in ATM
mobile banking can increase
In last 5 years mobile banking
has increased by 65% more number of people are inclining and using mobile app
for money transfer for money payment
We cannot just predict the
future of the ATM and banks are not going to invest if their future is not good
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